FAQ
Good questions.
If you're considering this, these are the things worth knowing first.
Getting Started
What does fundboo do?
fundboo coordinates business funding — lender matching, application management, capital stacking, and deployment. We also position your profile so you qualify for the best products available.
Who is this for?
Business owners who need their profile positioned correctly, their business structured properly, and access to real capital. Whether you're starting from scratch or already have some pieces in place, fundboo works through it.
Is this just profile work?
Profile work is one piece. fundboo also helps structure your business entities, build positive history on your profile, and coordinate funding applications. Most services stop at letters. fundboo takes it to the finish line.
How do I get started?
Start with our eligibility assessment at fundboo.com/apply. It takes about two minutes, evaluates your current profile, and shows you exactly where you stand and which products may be available to you.
Profile Building
What is profile building?
Profile building is the process of optimizing your personal and business bureau profiles to meet lender underwriting criteria. This includes filing disputes for inaccurate items, establishing positive tradelines, setting up business bureau profiles, and monitoring score progress.
How long does profile building take?
The standard program is 60 days. Some profiles see significant improvement within 30 days; others with more complex situations may take the full 60. Your initial assessment gives you a realistic timeline based on your starting position.
Which bureaus do you work with?
All six major bureaus: TransUnion, Experian, and Equifax for personal profiles, plus Dun & Bradstreet, Experian Business, and Equifax Business for business profiles.
What dispute methods do you use?
All disputes are FCRA-compliant, filed under Sections 609, 611, and 623. We also leverage FDCPA protections and Metro 2 standards. Every dispute is strategically timed and sequenced for maximum impact.
Funding Process
How do I know if I qualify for funding?
Our eligibility assessment evaluates your profile against real underwriting criteria. If you score 80% or above, you may qualify for the Full Funding Package. Below 80%, we recommend starting with Profile Building to strengthen your position.
What funding amounts are possible?
Our clients have secured funding ranging from $25,000 to over $1,000,000. The amount depends on your profile strength, business revenue, time in operation, and the specific funding products you qualify for.
What is capital stacking?
Capital stacking is the strategy of layering multiple funding sources — for example, an SBA loan combined with a line of credit and equipment financing — to maximize total capital while keeping terms favorable.
How fast can I get funded?
If your profile meets the criteria, the process can move quickly — often within 2-6 weeks. Working capital products can fund in as fast as 24-48 hours after approval. SBA loans typically take 30-90 days.
What types of funding are available?
Working capital loans, equipment financing, SBA loans, lines of credit, revenue-based financing, and growth/expansion capital. The right product depends on your business needs, profile strength, and goals.
Pricing
How much does fundboo cost?
Monitor is $37/mo for 3-bureau personal tracking. Optimize is $247/mo for profile building and dispute management. Fund is $997/mo plus a 10% success fee on funded capital. No hidden fees, no contracts, cancel anytime.
What is the success fee?
The 10% success fee applies only to the Full Funding Package and is charged only when capital is actually funded and deposited into your account. If you don't get funded, you don't pay a success fee.
Can I cancel anytime?
Yes. No long-term contracts, no cancellation fees. Cancel from your account at any time.
Are there any additional costs?
No surprise fees. Your plan covers access to the platform, your assigned strategy, and all coordination. If there are any optional services, they're clearly presented — nothing is added without your approval.
Security & Data
Is my information safe?
Yes. Everything you upload is encrypted at rest and in transit. Your data is stored in isolated, access-controlled vaults. We follow industry best practices for data protection.
Do you sell my data?
Never. fundboo makes money from subscriptions and success fees. Your information is not a product. We never sell, share, or monetize your data in any way.
What happens to my data if I cancel?
Your data stays in your account and remains accessible to you. We don't delete it unless you ask us to. If you return later, everything is where you left it.
Do you guarantee results?
No. Results vary and depend on your specific situation. What we do is execute the process correctly — every step, in the right order, nothing skipped. No specific outcomes are promised.