Upgrade your assets. Stay cash-heavy.
Purchase heavy machinery, commercial fleets, or specialized tech infrastructure without depleting your liquid cash reserves. The equipment itself secures the deal.
Check Your EligibilityProduct Details
- Up to 100% of asset cost
Finance the full purchase price with zero down in many cases
- Terms from 12 — 84 months
Structured to match the useful life of the equipment
- Rates from 5.99% APR
Competitive rates based on profile strength and equipment type
- Equipment acts as collateral
No additional assets or personal guarantees needed in most cases
- New and used equipment
We finance both — whatever makes sense for your operation
- Immediate tax benefits
Section 179 deductions and accelerated depreciation may apply
Requirements
What we finance.
If it helps your business generate revenue, it likely qualifies. Here are the most common categories.
Construction
Excavators, bulldozers, loaders, cranes, concrete equipment, scaffolding
Transportation
Box trucks, semi-trailers, delivery vans, forklifts, fleet vehicles
Manufacturing
CNC machines, presses, lathes, packaging systems, assembly lines
Healthcare
Imaging systems, dental chairs, lab equipment, diagnostic tools
Technology
Servers, networking infrastructure, POS systems, industrial printers
Restaurant & Retail
Commercial ovens, refrigeration, display cases, point-of-sale
The process.
Get a Quote
Tell us what equipment you need and we'll match you with financing options. Bring a vendor quote or just a description — we'll work with either.
Application Review
Submit basic business information and the equipment details. Soft pull review — no impact to your score until you accept an offer.
Receive Terms
Get transparent financing terms — APR, monthly payment, term length, and total cost. Compare options if multiple are available.
Purchase & Deploy
Accept the offer, complete the purchase, and put the equipment to work. Payments start after delivery or installation.
Equipment finance questions.
What types of equipment can I finance?
Almost any business equipment with a defined useful life. This includes vehicles, machinery, technology, medical equipment, restaurant equipment, and manufacturing systems. If it helps your business generate revenue, it likely qualifies.
Do I need a down payment?
Many equipment financing programs offer up to 100% financing with no down payment required. Some lenders may request 10-20% down for larger purchases or newer businesses. Your specific terms depend on your profile and the equipment type.
Can I finance used equipment?
Yes. Both new and used equipment qualify. Used equipment financing terms may be shorter to align with the remaining useful life of the asset. The equipment must be in working condition and have a verifiable value.
How does the equipment serve as collateral?
The equipment you purchase secures the loan — similar to how a car loan works. This means you don't need to put up additional assets or personal guarantees in most cases. If you default, the lender can repossess the equipment.
What about tax benefits?
Section 179 of the tax code allows businesses to deduct the full purchase price of qualifying equipment in the year it's placed in service, rather than depreciating it over time. Consult your tax advisor for specifics on your situation.
How long does approval take?
Most equipment financing applications are reviewed within 1-3 business days. Once approved, funding can happen quickly — often within a week of accepting terms. The timeline depends on the equipment vendor and delivery schedule.
From our clients.
“fundboo positioned our profile and coordinated the entire funding process. Within 60 days, we had the capital to purchase two new excavators and bid on contracts we couldn't touch before.”
“We tried three different services before fundboo. The difference was they didn't just run letters — they built our entire profile from scratch and matched us with lenders who understood healthcare.”
Need equipment for your business?
Find out what you may qualify for. No impact to your score.
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